{"id":52178,"date":"2024-10-11T15:40:51","date_gmt":"2024-10-11T18:40:51","guid":{"rendered":"https:\/\/www.chmafm.com\/welcome\/?p=52178"},"modified":"2024-10-11T15:40:55","modified_gmt":"2024-10-11T18:40:55","slug":"new-63-unit-housing-co-op-calls-for-member-interest-as-it-awaits-federal-funding-decision","status":"publish","type":"post","link":"https:\/\/www.chmafm.com\/welcome\/new-63-unit-housing-co-op-calls-for-member-interest-as-it-awaits-federal-funding-decision\/","title":{"rendered":"New 63-unit housing co-op calls for member interest as it awaits federal funding decision"},"content":{"rendered":"\n
\"\"
Freshwinds Eco-village Housing Co-operative board co-chairs, Eric Tusz-King and Sabine Dietz get excited about the prospects for their Fairfield Road property. Photo: Erica Butler<\/figcaption><\/figure>\n\n\n\n

Just under a year after purchasing a 21-acre former farm property on Fairfield Road in Sackville, the Freshwinds Eco-village Housing Cooperative has put out a call for potential members interested in living in the planned development.<\/p>\n\n\n\n

The call for interest is happening in light of big steps taken recently by the co-op executive to move their project forward: On September 15, they submitted a major funding application to the Canada Mortgage and Housing Corporation\u2019s new Co-op Housing Development Program. And they\u2019ve started the process to upzone their property on Fairfield Road to R3, which would allow for a planned development of 63 units, including two 3-story apartment buildings and 12 town-home style buildings.<\/p>\n\n\n\n

The development is planned for the back portion of the 21-acre property, with a strip of roadside properties carved off for sale to help cover the costs of the land purchase. The eco-village will be accessed by two driveways between those properties, and occupy a large piece of former farmland, with waterway and woods backing onto the Sackville Golf Course.<\/p>\n\n\n\n

\"\"
Detail from Plan 360 report to Tantramar council, October 8, 2024.<\/figcaption><\/figure>\n\n\n\n

Co-op board co-chair Eric Tusz-King says buildings will be in semi-circular clusters, with parking behind. \u201cWe’re trying to keep much of the vehicles out of the way, but have access to the to the unit so people can bring in their groceries and things like that,\u201d says Tusz-King. In future phases of the development, the co-op is planning some community buildings such as meeting halls or workshops.<\/p>\n\n\n\n

Plans for affordability in long and short term<\/h2>\n\n\n\n

Freshwinds is a non-profit co-operative, meaning it is collectively owned by members who make the decisions about its operation. That also has an impact on affordability, at least in the long term. The co-operative\u2019s properties can\u2019t be sold for profit, which means they are not subject to the volatile real estate market and the rent hikes that go hand-in-hand with the buying and selling of properties.<\/p>\n\n\n\n

Freshwinds is also planning to address affordability in the short term. The co-op says it will designate one quarter of its units for subsidized housing. Some tenant members will pay 30% of their income in rental fees, with the balance subsidized through Housing NB. The other 75% of the units will start at market level rents, still to be determined. But Tusz-King says they are based on the province\u2019s Affordable Rental Housing Program median market rents calculations, which in May were set at $825 to $1,140, for one- and three-bedroom units.<\/p>\n\n\n\n

Freshwinds also also has goals when it comes to physical accessibility. The plan is to make 30% of their units physically barrier-free. \u201cWe want to have people with various abilities and disabilities in our group,\u201d says Tusz-King, \u201cand we know that we’re going to be attracting people who are seniors.\u201d He says the new co-op is collaborating with Sackville\u2019s longstanding Marshwinds housing co-op, and may end up accommodating some of their older members in need of better physical access.<\/p>\n\n\n\n

Putting the \u2018eco\u2019 in \u2018eco-village\u2019<\/h2>\n\n\n\n

As implied by the \u2018eco-village\u2019 name, environmental considerations are top of mind for the new co-op. The development will be built without disturbing the trees on the property, says Tusz-King, and the co-op will maintain trails and a buffer area around the waterway. And then there\u2019s energy efficiency and energy production, which are also part of the long term financial strategy for the new co-op.<\/p>\n\n\n\n

A geothermal system will keep heating costs down, says Tusz-King. \u201cAnd then we’ll have solar panels on roofs or on on ground mounts,\u201d he says. \u201cSo that keeps the electrical costs down as well.\u201d<\/p>\n\n\n\n

Sabine Dietz is the other co-chair on the Freshwinds board. She points out that the geothermal and solar production will mean considerable costs up front, but will be balanced out by reduced long term operating costs.<\/p>\n\n\n\n

\u201cWe were able to actually make it a feasible project by being energy efficient,\u201d says Dietz, \u201cwith renewable energy, with not just apartment buildings, but also townhouse style housing.\u201d She says the combined esthetics, feeling, size, affordability. environmental considerations and energy efficiency will make this development \u201cquite a showcase.\u201d<\/p>\n\n\n\n

\u201cPeople always say, well, you can’t do it all,\u201d says Dietz. \u201cWell, yes, you can do a lot. Maybe not all, but a lot.\u201d<\/p>\n\n\n\n

Paying for it<\/h2>\n\n\n\n

The total cost to build the 63-unit eco-village is projected at about $30 million dollars, and if their funding is approved through the Canada Mortgage and Housing Corporation (CMHC), about one third will be a forgivable loan, and one third will be a low interest loan. The other third stands yet to be determined, but could come from a variety of sources, says Eric Tusz-King, including other CMHC programs, NB Power efficiency programs, the Federation of Canadian Municipalities, and even community investors. \u201cWe currently have some investment in our co-operative from people outside of the co-operative,\u201d says Tusz-King. \u201cThey think it’s a good project, and they’re still getting interest on their investment.\u201d<\/p>\n\n\n\n

The co-op will also be asking the municipality of Tantramar to help make up some of that funding, by in turn pursuing their own CMHC funding through the Housing Accelerator Fund. The HAF helps municipalities cover infrastructure costs, which are normally born up front by developers. Tantramar has yet to submit an application to the federal program, but it has been mentioned more than once at public council meetings.<\/p>\n\n\n\n

\n

\u2018We\u2019ve got a really good shot\u2019<\/h2>\n<\/blockquote>\n\n\n\n

After a whirlwind two months working to get their proposal submitted to the CMHC in time, Freshwinds in now waiting to hear back from the federal body.<\/p>\n\n\n\n

This is the first CMHC funding directed specifically at cooperatives in decades, says Dietz. \u201cIt will be interesting to see where the money ends up,\u201d she says. \u201cI suspect there may not be that many in Atlantic Canada that made it in for this just because of the demands.\u201d But in other parts of the country, larger co-ops were likely ready and waiting for the program. That said, she believes the CMHC will \u201cspread the money.\u201d<\/p>\n\n\n\n

\u201cI\u2019m hopeful,\u201d says Dietz. \u201cI think we\u2019ve got a really good shot at this.\u201d<\/p>\n\n\n\n

\u201cEven if we’re not successful in this particular funding piece,\u201d says Tusz-King, \u201cthere’s other pots that we can go after within CMHC.\u201d There\u2019s also a second round of the co-op program opening in 2025, he points out.<\/p>\n\n\n\n

\"\"
Eric Tusz-King and Sabine Dietz are feeling optimistic aboiut their plans for the Freshwinds Eco-village Housing Co-operative. Photo: Erica Butler<\/figcaption><\/figure>\n\n\n\n

\u2018We\u2019re both landlord and tenant\u2019<\/h2>\n\n\n\n

Funding uncertainty is part of the reason that the new co-op has been holding off on a call for new members. Even now, as it builds a list of people interested, the board plans to wait until approvals are in before actually expanding membership.<\/p>\n\n\n\n

\u201cWe did not want to build up a whole lot of expectation if we couldn’t do this,\u201d says Tusz-King. \u201cBut as soon as we got to the funding application being submitted, then we were told really clearly, you need to document very carefully how many people would be potential members.\u201d<\/p>\n\n\n\n

Actually bringing on new members will come once funding is in place, says Dietz and Tusz-King, and once the co-op has a framework for how decision-making and membership procedures will work, something that is currently under development.<\/p>\n\n\n\n

Dietz says people should consider a few things when thinking about joining a housing co-op.<\/p>\n\n\n\n

\u201cFrom my perspective, you have to be interested in the co-op model,\u201d says Dietz. \u201cYou have to be interested in thinking about, okay, I will not physically own this building or this unit that I’m in, but I’m a co-owner of the entire thing.\u201d<\/p>\n\n\n\n

And that means, you also own \u201ca decision making process\u201d says Dietz, and are willing to contribute to that. But co-op life is not only for go-getters and extroverts.<\/p>\n\n\n\n

\u201cIt doesn’t mean that you’re going to be always talking to people and friendly with people and doing things,\u201d says Dietz. \u201cWe’re looking for people who are looking for privacy, but also for community, for fairness, accessibility, affordability in the long term\u2026 and who are willing to contribute to the overall success of this.\u201d<\/p>\n\n\n\n

Tusz-King says that most people aren\u2019t familiar with the benefits and responsibilities of co-op life, including electing a board directors, and possibly serving on that board or on a committee. \u201cYou get to control your community, not just be a passive tenant in that community, where some landlord has oversight over everything,\u201d says Tusz-King. \u201cWe’re both landlord and tenant.\u201d<\/p>\n\n\n\n

Next steps<\/h2>\n\n\n\n

As Freshwinds waits to hear on the success of their CMHC application, the co-op continues to develop its protocols, build a list of potential members, and seek the rezoning of their property to multi-unit residential. Tantramar council will host a public hearing about that application on November 25.<\/p>\n\n\n\n

If everything falls in place, Dietz and Tusz-King say they could be breaking ground in the spring. The project is essentially \u201cshovel ready\u201d says Dietz. \u201cI\u2019m not saying constructing is not going to be a nightmare, but the reality is that front end lifting has been done.\u201d<\/p>\n\n\n\n

\u201cThere’s lots of hoops to go,\u201d says Tusz-King, \u201cbut a big hurdle has been jumped.\u201d<\/p>\n\n\n\n

People interested in joining the Freshwinds waiting list or getting more information can email info@freshwindscooperative.ca<\/p>\n","protected":false},"excerpt":{"rendered":"

Just under a year after purchasing a 21-acre former farm property on Fairfield Road in Sackville, the Freshwinds Eco-village Housing Cooperative has put out a call for potential members interested 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